Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Asset Allocation Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance. How Will Working Affect Social Security Benefits? Knowing the rules may help you decide when to start benefits. Women and Financial Strategies Most women don’t shy away from the day-to-day financial decisions, but some may be leaving their future to chance.